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Cathie Wood \Does Schwab recommend investing in cryptocurrencies? Bitcoin and other cryptocurrencies are speculative investments, in our view. We don't believe that. Can You Invest in Crypto Without Buying Crypto Directly? For investors Certain requirements must be met to trade options through Schwab. Investing. A crypto exchange backed by Charles Schwab, Fidelity and Citadel has officially launched trading in four crypto assets.